Starfield offers you the opportunity to choose from three traits during character creation, all of which provide advantages and disadvantages. But what about the “Dream Home” trait? We’ll tell you exactly what to expect.
How important is the choice of traits? The selection of your traits takes place during character creation, about 20 minutes into the game. You can choose a total of 3 traits, each of which offers advantages but also comes with disadvantages. One of the best traits in Starfield is the Dream Home (Dream House) trait, which provides you with a villa in nature right from the start of the game. The cost for this dream house is significantly lower than the game leads you to believe!
What to Expect from the “Dream Home” Trait in Starfield
Summary of the Dream Home Character Trait:
- You’ll become familiar with the Galbank at the start of the quest.
- You’ll receive a quest called Dream Home) that grants you ownership of your house.
- Furnish your house and use it as a base.
- Pay money weekly, or…
- Pay off the entire mortgage at once.
One of the best traits in Starfield is undoubtedly the Dream Home trait. Although this trait burdens you with a mortgage of 125,000 credits at the start of the game, it offers various advantages. Once you’ve chosen this trait, you’ll receive a unique quest called Dream Home. This quest not only provides you with information about your new home but also leads you to the Galbank representative, who handles the mortgage.
Starfield Dream House: Why Homeownership at the Start of the Game Is Worth It
Your house in Starfield is located in the Olympus system, near Alpha Centauri and New Atlantis. The house has two stories and offers ample space for customization. You can place the following furniture and stations in your dream house:
- Furniture (beds, kitchens, sofas, cabinets, etc.)
- Research stations
- Weapon racks and crates
- Mission terminals
- Crafting stations
- Equipment storage
- Your own parking space in front of your house.
How the Mortgage on Your Dream House in Starfield Works
While the character creation description states that you must regularly pay 125,000 credits, this is not accurate. Instead, you only pay 500 credits weekly.
You pay this fee directly at your front door, granting you access to your house for one week. If you wish to re-enter after this period, you pay another 500 credits. Interestingly, the fee never increases. Additionally, you can choose when to pay the mortgage. If you don’t plan to visit your house for a while, you don’t have to pay. If you return home after three weeks, 500 credits will suffice, and you can live there again.
Annoyed by the mortgage? Pay it off completely: If you want to permanently pay off the mortgage, you can do so with the Galbank representative in New Atlantis. After payment, the house becomes entirely yours, and you no longer need to pay weekly fees. This is where the sum of 125,000 credits comes in. It represents the payoff amount, not the weekly cost of your dream house in Starfield.
Tip: You can also choose to abandon the mortgage. However, doing so permanently locks you out of the house and everything inside. Be sure to empty your house beforehand!
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Conclusion on the Dream Home Trait in Starfield – It’s Worth It!
One of the best traits in Starfield is undoubtedly Dream Home (Dream House). With homeownership, you have a permanent residence to which no bounty hunters or mercenaries have access. It’s best to combine this trait with “Kinderkram” (Child’s Play), which offers you another home and many gifts: Starfield: Explaining the “Kid Stuff” Trait – How Parent Visits Work!
Do you have any comments or questions about one of the best traits, Dream Home, in Starfield? Write us a comment or ask us on Discord, where we’ll personally assist you. We also invite you to join our social media channels (via Linktr.ee).